Employee Saving Accounts

Employee Saving Accounts

Flexible Spending Accounts

Another tool to help clients increase employee take home pay. Employer payroll tax savings up to $600 per participating employee per year!

Save roughly $200 per participating employee per year in payroll taxes. Employees can elect up to $2,850 in 2022. Say goodbye to “use it or lose it”! Did you know Employer funding options can exceed this limit?

Help your clients’ employees lower the financial burden of childcare, up to $5,000 in annual elections. Did you know Elderly Parental Care can be eligible?

Transit / Commuter Reimbursement Accounts

Save up to $480 per participating employee per year in payroll taxes. Commuting Employees can elect up to $280 each for Transit and Parking expenses. Did you know VantagePoint offers synced post-tax elections to match exact commuting expenses over the limit?

Commuter Train, Subway, Bus, Van Pool, even UberPOOL!

Any garage, any parking lot, any street meter. Daily, Weekly or Monthly. Gas and tolls are not eligible.

Health Savings Accounts

Are your clients heading down the Deductible road? Coupling with a Health Savings Account (HSA) puts them on the right path! Combined contributions up to $3,550 (single) or $7,100 (with dependents). Extra $1,000 if over 55.

Deductible-based means lower premium and other savings for your client. Tax breaks for employer and employee. All health related expenses, including dental and vision, paid with VantagePoint Card. No claim submissions. Secure online data vault.

Get to know Captain Contributor™!

Lower insurance premium. Great tax benefits. Tax deductible contributions. Tax deferred growth. Tax free withdrawals. Great supplemental retirement income strategy.

Retirement Income Plans

Help your clients attract and retain the right employees. Reduce employee and company tax burden. Wealth creation for ownership. Contributions up to $220,000 with the right plan… yep, you read that right! Up to $220,000 (in 2018).

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. VantagePoint Benefit Administrators and Cambridge are not affiliated.

Systemic approach to vendor and fund selection, and employee education. VantagePoint’s team of experts discover the why behind the buy to maximize the benefit. The right product at the right time for the right population.

Fully monitored program: from risk review to investment performance to education compliance. Thoroughly engaged employees. Financial security. Portfolios that fit. Tax minimization. Benchmarking. Policy statements.

Check Out Your Savings!

Use our HR technology and see how much money you will save with VantagePoint’s FSA.

Health Care
Average election

(max $2,850)
Employees
Enrolled
Dependent Care
Average election

(max $5,000)
Employees
Enrolled

Calculations assume annual earnings of each participant is below the Social Security Wage Base of $147,000. Savings are for illustrative purposes only.

Estimated Employer Savings

Monthly
Annually
 
Monthly
Annually
 
Per participant
All participants
Per participant
All participants
Healthcare
$0.00
$0.00
$0.00
$0.00
Dependent Care
$0.00
$0.00
$0.00
$0.00
Total
$0.00
$0.00
$0.00
$0.00

Check Out Your Savings!

Use our HR technology and see how much money you will save with VantagePoint’s FSA.

Transit Average election
(max $280)
Employees
Enrolled
Parking Average election
(max $280)
Employees
Enrolled

Calculations assume annual earnings of each participant is below the Social Security Wage Base of $128,700. Savings are for illustrative purposes only.

Estimated Employer Savings

Monthly
Annually
 
Monthly
Annually
 
Per participant
All participants
Per participant
All participants
Transit Calculations
$0.00
$0.00
$0.00
$0.00
Parking Calculations
$0.00
$0.00
$0.00
$0.00

Drive Engagement

VantagePoint’s HR solutions empower our employer clients. Easy promotion of benefits to staff. Real-time Dashboard. Specialized open enrollment material available all year round. Webinars. Flyers. Posters. Video Tutorials. Helpful tips. Social Media.

Captain Contributor™

Mobile App

Download our free App. View transactions. Check balances. Submit claims. Snap photos of receipts.

App StoreGoogle Play

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