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COBRA deadlinesCOBRA deadlines explained: the 44/60/45 rule every employer should know

Last Updated on May 19, 2026 by VantagePoint COBRA timing rules are easy to underestimate until an employee loses coverage, HR is coordinating with a plan administrator, and everyone realizes the clock is already running. For employers, the challenge is not just knowing that COBRA exists. It is knowing exactly when notices must go out, …

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