Employer Saving Accounts

Employer Saving Accounts

Health Reimbursement Arrangements

Clients hit with another rate increase? Bring some control back to the employer. Implement an HRA and save! Fully customized to meet their needs.

Client selects lower premium plan. Pair savings to the VantagePoint debit card. Define eligible expenses and rules of reimbursement.

Client defined plan design helps them and their employees, not the insurance carrier. Employers save premium dollars today, lower rate increases in the future, enhanced benefits for employees.

Better control, superior information, partnership with employees, wiser use of employer money. All employees benefit regardless of utilization level.

Health Savings Accounts

Are your clients heading down the Deductible road? Coupling with a Health Savings Account (HSA) puts them on the right path! Combined contributions up to $3,550 (single) or $7,100 (with dependents). Extra $1,000 if over 55.

Deductible-based means lower premium and other savings for your client. Tax breaks for employer and employee. All health related expenses, including dental and vision, paid with VantagePoint Card. No claim submissions. Secure online data vault.

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Lower insurance premium. Great tax benefits. Tax deductible contributions. Tax deferred growth. Tax free withdrawals. Great supplemental retirement income strategy.

Retirement Income Plans

Help your clients attract and retain the right employees. Reduce employee and company tax burden. Wealth creation for ownership. Contributions up to $220,000 with the right plan… yep, you read that right! Up to $220,000 (in 2018).

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. VantagePoint Benefit Administrators and Cambridge are not affiliated.

Systemic approach to vendor and fund selection, and employee education. VantagePoint’s team of experts discover the why behind the buy to maximize the benefit. The right product at the right time for the right population.

Fully monitored program: from risk review to investment performance to education compliance. Thoroughly engaged employees. Financial security. Portfolios that fit. Tax minimization. Benchmarking. Policy statements.

Premium Only Plans

Forms, forms, forms. Does your client have them all? If they don’t…uh-oh!

Proper Plan documents get you started. From Individual to Group plan to Opt-Out Programs. If someone is paying a premium, we have a plan doc that allows it. All with great tax savings.

Increased employee take home pay. Decreased employer payroll taxes. More options for employee coverage. Compliant docs keep the IRS from knocking on your client’s door.

Wellness

Looking to offer your clients something new? Integrate with our reimbursement programs. Improve employee productivity and presenteeism.

eCoaching, Biometrics, and Health Risk Assessments provide incentives to improve lifestyle behavior. Employers drive engagement with creative rewards. Integrate with VantagePoint Saving Accounts. Interactive portal monitors employee progress in real time.

Save up to 30% on health insurance premium. Enhanced tax benefits. A win-win benefit for your clients and their staff. Healthier workforce. Measureable return on investment. Happy Client!

Mobile App

Download our free App. View transactions. Check balances. Submit claims. Snap photos of receipts.

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Eligible Expenses

Not sure what you can use your FSA funds for? Click here to view the Eligibility List!

FSA Eligibility list

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