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In today’s increasingly regulated employment landscape, one area that demands urgent attention is I-9 and E-Verify compliance—especially under the renewed enforcement efforts of the Trump Administration. With immigration enforcement taking center stage, employers across all industries must ensure they are fully compliant to avoid hefty fines, business disruption, and legal exposure. Why I-9 Compliance Matters …

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Congress has implemented significant updates to retirement plan rules under the SECURE 2.0 Act—and many of these changes are already in effect. These new provisions impact both employer-sponsored plans and employee retirement strategies, and failing to adapt may leave businesses vulnerable to compliance issues and employee dissatisfaction. At VantagePoint, we’ve seen a growing number of …

Continue reading “SECURE 2.0 Act: What Employers Need to Know in 2025”

On July 4, 2025, President Donald Trump signed a major tax and spending bill, commonly referred to as the “ One Big Beautiful Bill Act” (OBBB Act), into law.  The OBBB Act includes changes for employee benefit plans, including provisions that:  Expanded HSA Eligibility and Coverage Only eligible individuals can establish HSAs and make HSA …

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Discover Insights from VantagePoint’s CEO, Mark DeRosa on the Founder Secrets Podcast We’re thrilled to share that our CEO, Mark DeRosa, was recently featured on the Founder Secrets podcast! In this episode, Mark dives deep into how businesses can streamline workflows, ensure compliance, and build smarter, stronger workplaces. 🎙️ Listen to the Episode: Mastering Workforce …

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Knowing how to choose a health insurance plan can make open enrollment less overwhelming. The right plan should fit your expected healthcare needs, preferred providers, prescriptions, family situation, and budget. A lower premium does not always mean lower overall costs. Before making an election, compare each plan’s deductible, copays, coinsurance, out-of-pocket maximum, provider network, prescription …

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Recent changes to federal labor laws are set to significantly impact the landscape of overtime eligibility for salaried employees across the United States. On April 23, 2024, the U.S. Department of Labor (DOL) released its final ruling on updating the minimum salary requirements for overtime exemptions under the Fair Labor Standards Act (FLSA). Key Takeaways: …

Continue reading “DOL Raises Salary Threshold for FLSA Exempt Employees”

What is the Retirement Savings Contributions Credit or the Saver’s Credit? The Retirement Savings Contributions Credit also known as the Saver’s Credit offers a benefit for low-to-moderate-income taxpayers making eligible retirement contributions, functioning as a nonrefundable credit to lower owed taxes potentially to zero.  The Saver’s Credit offers a financial incentive for individuals contributing up …

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The start of a new year presents an excellent chance to enhance your retirement savings. A 401k plan is a retirement savings plan provided by an employer to its eligible workers. This plan allows for payroll deductions to be made either before taxes, following the traditional 401k plan format, or after taxes, as seen in …

Continue reading “Secure Act 2.0 Explained: Transforming Your 401k & Retirement Planning”

Since the pandemic, companies have dealt with the complexities of employment law related to remote and hybrid workers. It’s estimated that as of 2022, 26% of employees in the United States work remotely, and it’s projected that the number will reach 36.2 million by 2025. During the pandemic, 40% of workers reported being more productive …

Continue reading “DOL guidance for remote workers under FLSA & FMLA”

The U.S. Department of Labor recently proposed a rule that clarifies how businesses of all sizes ought to classify workers. Whether a worker is treated as an employee or an independent contractor will have an outsized impact on the worker and also the business. Here’s what we all know up to now concerning the worker …

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