Employee Saving Accounts

Employee Saving Accounts

Flexible Spending Accounts

Help employees pay for health and dependent care expenses for them and their families. Increase employee take home pay. Save up to $800 per participating employee per year in payroll taxes!

Health CareDependent CareGet Started

Save roughly $200 per participating employee per year in payroll taxes. Employees can elect up to $2,850 in 2022. Say goodbye to “use it or lose it”! Did you know Employer funding options can exceed this limit?

Save up to $400 per participating employee per year in payroll taxes. Employees can elect up to $5,000 annually. Did you know Elderly Parental Care can be eligible?

Transit / Commuter Reimbursement Accounts

Save up to $480 per participating employee per year in payroll taxes. Commuting Employees can elect up to $280 each for Transit and Parking expenses. Did you know VantagePoint offers synced post-tax elections to match exact commuting expenses over the limit?

Mass TransitParkingGet Started

Commuter Train, Subway, Bus, Van Pool, even UberPOOL!

Any garage, any parking lot, any street meter. Daily, Weekly or Monthly. Sorry, no gas or tolls!

Health Savings Accounts

Looking to go Deductible Based? Pairing with a Health Savings Account (HSA) makes the perfect Marriage! Contributions up to $3,550 (single) or $7,100 (with dependents). Extra $1,000 if over 55.

How does it work?What are the results?Get Started

Deductible-based means lower premium. Tax breaks for employer and employee. Personally owned. All health related expenses, including dental and vision, paid with VantagePoint Card. No claim submission required. Secure online data vault.

Get to know Captain Contributor™!

Lower insurance premium. Great tax benefits. Tax deductible Contributions. Tax deferred growth. Tax free withdrawals. Great supplemental retirement income strategy.

Retirement Income Plans

Provide for your greatest asset – your Employees! Attract and retain the right employees. Reduce employee and company tax burden. Wealth creation for ownership. Contributions up to $220,000 with the right plan… yep, you read that right! Up to $220,000.

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. VantagePoint Benefit Administrators and Cambridge are not affiliated.

How does it work?What are the results?Get Started

Systemic approach to vendor and fund selection, and employee education. VantagePoint’s team of experts discover the why behind the buy to maximize the benefit. The right product at the right time for the right population.

Fully monitored program: from risk review to investment performance to education compliance. Thoroughly engaged employees. Financial security. Portfolios that fit. Tax minimization. Benchmarking. Policy statements.

Check Out Your Savings!

Use our savings calculator and see how much money you will save with VantagePoint’s FSA.

Health Care
Average election
(max $2,850)
Employees
Enrolled
Dependent Care
Average election
(max $5,000)
Employees
Enrolled

Calculations assume annual earnings of each participant is below the Social Security Wage Base of $147,000. Savings are for illustrative purposes only.

Estimated Employer Savings

Monthly
Annually
 
Monthly
Annually
 
Per participant
All participants
Per participant
All participants
Healthcare
$0.00
$0.00
$0.00
$0.00
Dependent Care
$0.00
$0.00
$0.00
$0.00
Total
$0.00
$0.00
$0.00
$0.00

Calculate your savings

Check Out Your Savings!

Use our savings calculator and see how much money you will save with VantagePoint’s Commuter Program.

Transit Average election
(max $280)
Employees
Enrolled
Parking Average election
(max $280)
Employees
Enrolled

Calculations assume annual earnings of each participant is below the Social Security Wage Base of $128,700. Savings are for illustrative purposes only.

Estimated Employer Savings

Monthly
Annually
 
Monthly
Annually
 
Per participant
All participants
Per participant
All participants
Transit Calculations
$0.00
$0.00
$0.00
$0.00
Parking Calculations
$0.00
$0.00
$0.00
$0.00

Calculate your savings

Drive Engagement

VantagePoint empowers our employer clients. Easy promotion of benefits to staff. Real-time Dashboard. Specialized open enrollment material available all year round. Webinars. Flyers. Posters. Video Tutorials. Helpful tips. Social Media.

Captain Contributor™

Mobile App

Download our free App. View transactions. Check balances. Submit claims. Snap photos of receipts.

App StoreGoogle Play

Here's what others say about VantagePoint's HR Solutions

I have to say that I am very happy that I am able to continue to work with you both and the rest of the VantagePoint team. I love working with you and I hope we continue to do so for years to come.

Manager of HR and Executive Services, VP Client

It’s a true pleasure working with you! Your benefits expertise and presentation style are something to behold, not to mention your sense of humor. These last meetings were informative – as always – and memorable!

Managing Partner, VP Client

VantagePoint is a gem in an otherwise dark and frustrating industry.

Benefits Administrator, VP Client

You have played a valuable role in the development of our organization.

Managing Partner, VP Client

Get the Latest Trends on Payroll, HR and Benefits

We’ll never share your email address and you can opt out at any time, we promise