Employer Saving Accounts

Employer Saving Accounts

Health Reimbursement Arrangements

Another big premium rate increase? Beat the carriers at their game… Implement an HRA and save! Fully customizable to meet your needs.

Select lower premium plan. Pair savings to the VantagePoint debit card. Define eligible expenses and rules of reimbursement.

Custom plan design helps you and your employees, not the insurance carrier. Save premium dollars today, lower rate increases in the future, enhanced benefits for employees.

Better control, superior information, partnership with employees, wiser use of employer money. All employees benefit regardless of utilization level.

Health Savings Accounts

Looking to go Deductible-Based? Pairing with a Health Savings Account (HSA) makes the perfect Marriage! Contributions up to $3,550 (single) or $7,100 (with dependents). Extra $1,000 if over 55.

Deductible-based means lower premium. Tax breaks for employer and employee. Personally owned. All health related expenses, including dental and vision, paid with VantagePoint Card. No claim submission required. Secure online data vault.

Get to know Captain Contributor™!

Lower insurance premium. Great tax benefits. Tax deductible contributions. Tax deferred growth. Tax free withdrawals. Great supplemental retirement income strategy.

Retirement Income Plans

Provide for your greatest asset – your Employees! Attract and retain the right employees. Reduce employee and company tax burden. Wealth creation for ownership. Contributions up to $220,000 with the right plan… yep, you read that right! Up to $220,000 (in 2018).

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. VantagePoint Benefit Administrators and Cambridge are not affiliated.

Systemic approach to vendor and fund selection, and employee education. VantagePoint’s team of experts discover the why behind the buy to maximize the benefit. The right product at the right time for the right population.

Fully monitored program: from risk review to investment performance to education compliance. Thoroughly engaged employees. Financial security. Portfolios that fit. Tax minimization. Benchmarking. Policy statements.

Premium Only Plans

Documents, documents, documents. If you have them all, and they’re right, you’re okay! If you don’t…uh-oh!

Individual plans. Group plans. Opt-Out Programs. If someone is paying a premium, we have a plan doc that allows it. All with great tax savings. Compliant plan docs get you started.

Increased employee take home pay. Decreased employer payroll taxes. More options for employee coverage. Proper plan docs keep the IRS away.

Wellness

Fully integrated and automated programs. Reduce health related costs. Improve productivity and presenteeism.

Improve lifestyle behavior with incentives. Biometrics, Health Risk Assessments, eCoaching and more. Get creative with rewards. Integrate with VantagePoint Savings Accounts. Interactive portal monitors employee progress in real time.

Get up to 30% discount on health insurance premium. Drive employee engagement through VantagePoint’s Wellness Plan. Enhanced tax benefits. A win-win benefit for you and your staff. Healthier workforce. Measureable return on investment.

Mobile App

Download our free App. View transactions. Check balances. Submit claims. Snap photos of receipts.

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