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Running a business with fewer than 50 employees comes with tough decisions. One of the biggest? How to provide health benefits in a way that balances cost pressures, talent attraction, compliance, and flexibility. For many sub-50 employers, the options can feel overwhelming. Do you choose a traditional small-group plan or explore newer alternatives, such as …

Continue reading “ICHRA vs. QSEHRA vs. Traditional Small-Group: A Guide for Sub-50 Employers”

The rapid evolution of employee expectations and technology has led to significant changes in employee benefits programs. With increased demand for personalized, flexible, and holistic offerings, businesses are rethinking how they support their workforce. For both employers building attractive benefit packages and employees navigating their options, here are the essential employee benefits trends you need …

Continue reading “Employee Benefits Trends for 2025”

Every year, open enrollment offers a valuable opportunity for employees, individuals, and HR professionals to evaluate their health insurance options and choose the coverage that works best for them. Taking time to review plans carefully can help ensure strong protection and avoid unexpected gaps in care. At Vantage Point Benefit, we understand that navigating the …

Continue reading “How to Prepare for Open Enrollment: Best Practices for Health Insurance”

This year, it’s essential for employers to focus on refining their benefits packages to meet the unique challenges faced by their workforce. Many employers have already recognized the importance of enhancing their strategies for retention and engagement, and this remains a critical priority. Developing comprehensive and responsive benefits plans is key to addressing the evolving …

Continue reading “Employee Benefits Trends for 2024”

Recently, President Biden declared that the COVID-19 Public Health Emergency and which has been in effect since March 2020, will come to an end on May 11, 2023. The related National Emergency ended on April 10, after a bipartisan congressional resolution was signed to bring it to a close after three years — weeks before …

Continue reading “What does the end of the Covid-19 Public Health Emergency mean for employers?”

In 2022, employers made changes to their health benefits in response to the COVID-19 pandemic. Two of the more common responses were to increase employer contributions to health insurance and add more telemedicine options to benefits packages. At the beginning of the year, the quality of an employer’s health plan was important to prospective and …

Continue reading “Employee Benefits Trends for 2023”

The Departments of Treasury and Labor, along with the IRS has created a time-frame extension affecting group health and welfare, disability, and pension plans due to COVID-19. These new rules apply for 60 days after the announced end of the declared National Emergency. This 60-day period is now called the ‘Outbreak Period’.

Amid all the uncertainty surrounding COVID-19, VantagePoint Benefit Administrators wants you to know that we are here for you. Our offices are open, working remotely, but fully functional and available to help you and your employees navigate through these unprecedented times.

Common Challenges for a Small Business It is a challenge to know which benefits plans are required for a small business and what benefits employees actually expect. Adding to the challenge, states have different requirements that are mandatory for employers of different sizes. Small businesses should work with a professional organization that can help them …

Continue reading “Small Business Employee Benefits – All You Need to Know”

Open enrollment is the time of the year when employers have a chance to review their benefits plans, and as a result, offer employees the chance to reassess the choices they made. This is the opportunity for employees to look critically at how they have used their benefits over the last year and make decisions …

Continue reading “Open Enrollment – Best Practices”