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open enrollment health insuranceHow to Prepare for Open Enrollment: Best Practices for Health Insurance

Since the open enrollment period for 2024-2025 began on November 1, employees, individuals, and HR teams now have the opportunity to review and choose health insurance plans that best meet their needs. This annual opportunity is essential for securing the right coverage and avoiding costly gaps in care.  At Vantage Point Benefit, we understand that …

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tax-favored health plansHealth Savings or Flexible Spending Account?

HSA, FSA – the list of acronyms for employee health benefits in the US can be confusing. Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) are two types of tax-favored health plans that employers can offer as part of their health benefits, but they are not stand-alone plans. The type of account you have …

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A piggy bank with HSA initials on itWhat is an HSA and What You Should Know About It

HSAs, also known as a Health Savings Account, are a benefit that employers can offer to employees to help with employee health care costs. They offer flexibility to employees while containing costs for employers. This is an interesting option when considering employee incentives, particularly health insurance. What is an HSA? An HSA is a benefit …

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